THE FOLLOWINGS “TERMS OF USE AND DISCLAIMER” (HEREINAFTER CALLED : “TERMS OF USE” OR “DISCLAIMER”) OF www.bankerscoin.eu, AND OF THE UTILITY TOKEN NAMED : BANQ, MUST BE AGREED BEFORE USING THIS WEBSITE AND BEFORE USING THE UTILITY TOKEN NAMED BANQ. IF YOU DO NOT TO AGREE TO THESE TERMS OF USE AND DISCLAIMER, AND ALL PRIVACY POLICY AND COOKIE POLICY WHICH MAY BE ADDED TO THESE TERMS OF USE AND DISCLAIMER, YOU MUST NOT USE NEITHER www.bankerscoin.eu, NOR BANQ .
The disclaimer reminds all users that BANQ and www.bankerscoin.eu are in continuing development, and that there is no guarantee that it will be successful or that the token will increase in value. It is important for investors to read the white paper disclaimer carefully and seek professional advice if needed before making any investment decisions.It is important for investors to carefully consider their own financial situation and risk tolerance before investing in any new project or token, and to seek professional advice if needed. Additionally, it is important to note that there is no guarantee that a project or token will be successful, and that there are significant risks associated with investing in any new venture.
WARNINGS
The end result is usually a lot of people losing a lot of money. A pyramid scheme promises returns to participants based on the number of people they invite to join. This enables the scheme to grow virally and rapidly, however, it most often doesn’t result in any kind of meaningful return for the members and/or those invited who also joined. Never invite your personal network under the sole goal of accumulating rewards or returns from a product or service, and do not contribute your own capital at the behest of others to accelerate the process.
BANQ
Before using BANQ all users must understand and agree that BANQ can not be considered as neither as a financial or banking service, nor as a security.
Not a Banking Service
BANQ and www.bankerscoin.eu do not provide traditional banking services, nor are they affiliated with, or operate as, a bank or financial institution in any country or jurisdiction. The name “BANQ” and “BankersCoin” are trademarks and should not be mistaken for or confused with banking services. BANQ is a cryptocurrency and should not be treated as a deposit account, savings account, or any other type of banking product.
Nature of Services
BANQ is a cryptocurrency that offers peer-to-peer payment solutions. It is a digital asset that operates on a blockchain and allows users to engage in transactions directly with each other without the involvement of traditional financial intermediaries. BANQ is designed to facilitate the exchange of value in the digital space and is not backed by physical assets or government- issued currencies.
Risks Associated with Cryptocurrency
Users of BANQ should be aware of the high risks associated with trading and using cryptocurrencies. These risks include, but are not limited to, price volatility, regulatory changes, and cybersecurity risks. It is crucial for users to perform their due diligence and consider the risks involved before choosing to acquire, hold, or transact with BANQ or any other cryptocurrency.
No Regulatory Protections
As BANQ is not a banking service, accounts and holdings in BANQ are not insured or protected by any government agency. Unlike traditional bank accounts, BANQ holdings are not insured against loss, theft, or insolvency.
No Warranties or Representations
BANQ and www.bankerscoin.eu make no warranties or representations regarding the reliability, accuracy, or completeness of the content or information on the website. Users should verify information independently before making any decisions based on the information provided on the website or related to BANQ.
Jurisdictional Considerations
The availability and legality of BANQ services may vary depending on jurisdiction. Users are responsible for complying with local laws and regulations regarding the use of cryptocurrencies.
By using or accessing BANQ and www.bankerscoin.eu, you acknowledge and agree to this disclaimer and assume full responsibility for the implications and risks of using the services and information provided.
BANQ reserves the right to amend this disclaimer at any time without notice. Users are encouraged to review this disclaimer periodically.
Not a security
A security is a financial instrument that holds some type of monetary value, it represents an ownership position in a publicly- traded corporation (via stock), a creditor relationship with a governmental body or a corporation (via bonds), or rights to ownership as represented by an option. Securities can be categorized primarily as debt securities (such as bonds), equity securities (such as stocks), or derivative contracts (such as options or futures). Here are some common features of securities:
corporation, project, or some other entity.
BANQ can not be considered as a security, since :
BANQ is a cryptocurrency. It is a decentralized digital currency that operates without a central authority or single administrator. Transactions are verified through a network of nodes and recorded on the bitcoin blockchain, a public ledger.
Here’s why BANQ doesn’t fit the criteria of a security:
In conclusion, BANQ is primarily classified and regulated as a digital asset (utility token) or cryptocurrency, and not as a security, because it doesn’t exhibit the typical characteristics of a security. However, it’s important to note that regulations can change and vary between jurisdictions, so it’s always good to stay updated with the latest regulatory developments.
Therefore, investors should carefully review any white paper or project proposal and fully understand the risks involved before making any investment decisions.
BANQ is a utility token and stablecoin operated entirely within a decentralized framework. By participating in the BANQ ecosystem, please be aware of and understand the following:
BANQ is not owned, controlled, or governed by any central organization, company, or entity. It is entirely decentralized, managed and maintained through smart contracts on its respective blockchain.
As a holder of BANQ tokens, you are not purchasing ownership in a company or organization. Instead, you are participating in a decentralized token ecosystem where you have access to the benefits and use-cases the token offers within its blockchain- based system.
As the owner of BANQ tokens, you hold the responsibility for the safe storage, use, and any transactions involving your tokens. Any transaction made with BANQ tokens, once validated and confirmed on the blockchain, cannot be reversed.
The value of BANQ is not guaranteed by any entity or organization. Like any other cryptocurrency, its value can fluctuate due to various factors, including supply and demand in the market. While BANQ is designed as a stablecoin, this does not guarantee a fixed price or value in other currencies.
Decentralized systems, while offering various advantages, also come with inherent risks, including the risk of loss due to technical failures, blockchain failures, or hacking. Please exercise caution and ensure you have adequate security measures in place when participating in any decentralized systems.
This disclaimer serves as a reminder to all users to thoroughly understand the principles of decentralized cryptocurrencies and the risks involved before participating. Always conduct your research and consider consulting with a financial advisor.
By holding and using BANQ tokens, you acknowledge and accept these terms, risks, and conditions. User eligibility
legal by certain persons or in certain countries. If you access the website from outside of EU, you do so on your own initiative and are responsible for compliance with local laws.
Failure to meet the eligibility requirements would result in your account being suspended or terminated. If you have any questions or concerns about the eligibility criteria, it’s recommended that you seek legal or professional advice.
Ownership and use of BANQ:
User Rights and Responsibilities.
It’s important to carefully review the terms of use for any cryptocurrency before using it, and to seek legal or professional advice if you have any questions or concerns about your rights and responsibilities as a user.
The company or organization that provide, support and manage the Blockchain on which is deployed BANQ must :
Users have the responsibility to :
Users understand and acknowledge that :
responsible for any losses resulting from unauthorized access to their accounts or from their failure to comply with established security protocols,
Restrictions on use
It’s important to carefully review the terms of use for any cryptocurrency before using it, and to comply with all applicable limitations and restrictions. If you have any questions or concerns about the limitations or restrictions on the use of BANQ, it’s recommended that you seek legal or professional advice.
Intellectual property
It’s important to carefully review the terms of use for any cryptocurrency before using it, and to comply with all applicable intellectual property laws and regulations. If you have any questions or concerns about intellectual property issues associated with BANQ, it’s recommended that you seek legal or professional advice.
The website www.bankerscoin.eu (“Website”) is a dedicated informational platform focused on providing knowledge about the utility token named BANQ. This Website is neither the developer, owner, administrator nor has any power or authority over BANQ governance.
BANQ is a fully decentralized utility token, and its ownership lies exclusively with its individual holders. Any and all operations, transactions, or changes relating to BANQ are governed by its holders as per the rules set forth by its decentralized protocol.
The content on this Website is presented strictly for educational and informational purposes. While every effort has been made to ensure the accuracy and completeness of the information provided, we make no guarantees, expressed or implied, regarding the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose.
The Website is not responsible for any actions taken by the user based on the information provided on this site or for any loss or damage in any form to the user. Users are recommended to seek professional advice before making any investment or decision based on the information provided on the Website.
By using our Website, you hereby consent to our disclaimer and agree to its terms. Who May Use the website
This website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you (i) are 18 years of age or older, (ii) are not barred to use the website under any applicable law, and (iii) are using the website only for your own personal use. If you do not meet these requirements, you must not access or use the website.
Changes to the Terms of Use
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them.
Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.
Accessing the website and Account Security
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We do not guarantee that our site or any content on it, will always be available or be interrupted. We will not be liable if for any reason all or any part of the website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users.
You are responsible for:
To access the website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the website that all the information you provide on the website is correct, current and complete. You agree that all information you provide to register using this website or otherwise, including, but not limited to, using any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
You should use particular caution when inputting personal information on to the website on a public or shared computer so that others are not able to view or record your personal information.
Intellectual Property Rights
The website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by www.bankerscoin.eu, its licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
Trademarks
www.bankerscoin.eu name, www.bankerscoin.eu logo and all related names, logos, product and service names, designs and slogans are trademarks of www.bankerscoin.eu or its affiliates or licensors. You must not use such marks without the prior written permission of www.bankerscoin.eu. All other names, logos, product and service names, designs and slogans on this website are the trademarks of their respective owners.
Prohibited Uses
You may use the website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:
content, asking for personally identifiable information or otherwise.
Additionally, you agree not to:
The information presented on or through the website is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
This website includes content provided by third parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by www.bankerscoin.eu are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of www.bankerscoin.eu. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
Changes to the website
We may update the content on this website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the website may be out of date at any given time, and we are under no obligation to update such material.
Information About You and Your Visits to the website
All information we collect on this website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
Online Purchases and Other Terms and Conditions
Additional terms and conditions may also apply to specific portions, services or features of the Website, including the registration and sponsorship for conference events. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use. In the event of terms that are directly conflicting between these Terms of Use and terms of conditions for the registration or sponsorship of a conference event, the terms and conditions for the event shall control.
Linking to the website and Social Media Features
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.
Links from the website
If the website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party website linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such website. We reserve the right to withdraw linking permission without notice.
Geographic Restrictions
The owner of the website is based in EU. We make no claims that the website or any of its content is accessible or appropriate outside of the EU. Access to the website is not authorized for US citizens and US residents and may not be legal by certain persons or in certain countries. If you access the website from outside of EU, you do so on your own initiative and are responsible for compliance with local laws.
Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.
WE WILL NOT BE LIABLE FOR ANY LOSS OR damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it.
your use of the website, its content and any services or items obtained through the website is at your own risk. the website, its content and any services or items obtained through the website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. neither www.bankerscoin.eu nor any person associated with www.bankerscoin.eu makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the website. without limiting the foregoing, neither www.bankerscoin.eu nor anyone associated with www.bankerscoin.eu represents or warrants that the website, its content or any services or items obtained through the website will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components or that the website or any services or items obtained through the website will otherwise meet your needs or expectations.
www.bankerscoin.eu hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose.
some jurisdictions do not allow exclusion of warrianties or limitations on the duration of implied warranties, so the above disclaimer may not apply to you in their entireties, but will apply to the maximum extent permitted by applicable law.
limitation on liability
in no event will www.bankerscoin.eu, its affiliates or their licensors, service providers, employees, agents, officers or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any website linked to it, any content on the website or such other website or any services or items obtained through the website or such other website, including any direct, indirect, special, incidental, consequential or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable. the foregoing does not affect any liability which cannot be excluded or limited under applicable law which may include fraud.
Indemnification
You agree to defend, indemnify and hold harmless www.bankerscoin.eu, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the website.
Governing Law and Jurisdiction
All matters relating to the website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in
each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of Luxembourg without giving effect to any choice or conflict of law provision or rule (whether of Luxembourg or any other jurisdiction).
Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the website shall be instituted exclusively in Luxembourg although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
Waiver and Severability
No waiver of by www.bankerscoin.eu of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of www.bankerscoin.eu to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
Entire Agreement
The Terms of Use, our Privacy Policy and terms of conditions for the registration of events constitute the sole and entire agreement between you and www.bankerscoin.eu with respect to the website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the website.
Your Comments and Concerns
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